SIP Calculator
Estimate mutual fund SIP returns and maturity value. Free, no sign-up.
■ Invested ■ Returns · Estimate only, not guaranteed.
About SIP Calculator
SIP Calculator estimates how a fixed monthly investment could grow over time with compounding. It shows the amount you invest, the estimated gains and the final value.
How to use SIP Calculator
- Enter your monthly SIP amount.
- Enter the expected yearly return and the number of years.
- See the estimated maturity value.
Frequently asked questions
Are SIP returns guaranteed?
No. Mutual fund returns depend on the market. The calculator shows an estimate for a fixed rate.
What return rate should I assume?
Many people use 10–12% a year for equity funds as a long-term estimate, and lower for debt funds. Past returns do not guarantee future ones.
Which formula is used?
FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i the monthly rate and n the number of months.
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